The first step toward financing a private high school or college education is to develop an education funding plan. To start, an estimate of the future cost of the education must be made by considering certain variables, such as the current age of the child, the current costs of education, including in-state vs. out-of-state tuition, public vs. private universities, on-campus vs. at home-living, and the current rates of increase of these education costs. Then we must look at how you’ll…

In order to attract and retain quality employees, companies must offer a competitive benefits package. This may include a group retirement plan, group health plan, and disability and life insurance coverage. At ELIA International Consulting Services, we can help you analyze the various types of group plans available, and establish a plan to best fit your goals and objectives. Additionally, we can review existing plans to analyze it for potential strengths and weaknesses.

Retirement sneaks up on too many people. Are you willing to leave the fate of your golden years to luck? Unless you really consider and understand what you want from your retirement and what you need to do financially to accomplish these things, you may find that all of your dreams and plans about life in retirement could remain just that – a dream. Here are a few questions to illustrate some of the variables that you will encounter in…

Investment professionals can be separated into two basic groups: Those licensed to sell investment products and those licensed to provide investment advice. The investment professionals associated with ELIA International Consulting Services, are licensed to do both. ELIA International Consulting Services is registered investment advisor representatives, allowing it to provide investment advice to clients. We are able to assist you in the planning, management, and implementation of virtually any investment need, including portfolios of stocks, bonds, options, mutual funds, and annuities,…

While saving for retirement and for a college education may be the two most common investment objectives, there certainly are many more. Other common investment objectives include saving for a home purchase or the expense of a wedding. However, virtually any future financial event could be an investment objective. As with any investment objective, it is important to identify the purpose, the time frame, the current amount available to invest, the future amount needed, and the amount of risk that…

Saving for retirement is the most important investing goal for most of us. In order to successfully achieve a comfortable retirement, it is important to establish and implement a proper plan. Retirement planning can be broken into two phases: 1) The accumulation phase, where the goal is to grow the retirement assets to the point of being able to sustain a comfortable retirement lifestyle 2) The distribution phase, where the goal is to draw a retirement income from the accumulated…